Our Leasing Programs

When money is loaned, the customer's ease of repayment should be considered to be the most important aspect of the transaction. If that means longer terms, no down payment, or the ability to skip payments in slow months then Lynnray Financial Corporation is prepared to make those arrangements. Our ability to respond to our client's unique needs sets us apart from all other traditional lending sources.

Lynnray Financial Corporation can structure a lease to fit any business plan. We offer dynamic solutions to your needs. In addition to our traditional lease packages we also offer:

· Seasonal Payment Program - Does your business dry up when the weather turns cold? This program allows you to "skip" payments during your slowest season.

· 90 Day Deferred Payment Program - This program is specifically designed to allow your new equipment time to become profitable before it's time to begin making payments.

· 7x100 Program - Lessee pays a $100 security deposit and then makes the first 6 payments of only $100 per month. The remaining 30, 42, or 54 payments are at the determined rate factor.

· Professional Program - Financing for start-up businesses for attorneys, CPAs, optometrists, podiatrists, pharmacists, and veterinarians.

· Medical Program - Financing for start-up practices for doctors and dentists.

· Software Only Program - You read it right. LFC will finance software only transactions with no lien. LFC can provide unsecured software financing to selected customers.

· "10 x 10" Program - Allows you to lower your monthly payment significantly by putting 10% down and attaching a 10% purchase option.

· Contractor's Program - If you are a contractor or if you sell directly to contractors, we can provide them with 100% financing at competitive rates. We will do new and used equipment with no vendor recourse.

Lynnray Financial Corporation also offers a variety of purchase options. Most of our customers prefer to lease purchase, but we can offer true options to return the equipment at the end of the lease. We offer the $1.00, 10% true option, 10% PUT, and Fair Market Value options. Check with your accountant to determine which best suits your needs.